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Spelman College Graduates

Financial Aid at Spelman

The Office of Financial Aid exists to assist students in finding ways to finance their college education. The majority of funds administered by Spelman College’s Office of Financial Aid come from federal and state sources.  Spelman College will attempt to provide financial assistance to families who have been determined eligible based on the formula approved by Congress and used by the Department of Education.

At Spelman College, we value our students and are committed to making your education affordable. In addition to state and federal funds, the College invests from our own resources in support of financial aid programs to ensure that we attract students of high caliber who will enrich campus life with their academic and co-curricular achievements, and interests.

Last year, more than 85 percent of our students received some form of financial assistance to support their enrollment and success. Regardless of your family income, there are programs available to help finance the cost of your education. Learn more about the kinds of aid offered at Spelman College.

Instructions for Completing Federal Loans (Parents & Students)
and Private Loans

AlertFAFSA is available Oct. 1.

Student must have a FAFSA on file for parent(s) to apply for a Parent (PLUS) Loan.

Student and parent(s) must have a FSA login and password in order to log in to complete the loan application(s).

Direct PARENT (PLUS) Loans

The Parent PLUS Loan Portal for 2021-2022 school year will be available on
April 15, 2021.

PARENTS: Please use your FSA ID username and password to complete the plus loan application (not the student's)

  • Log on to the Direct PLUS Loan Application with your parent FSA username and password (NOT the student's)
  • Choose 'Apply For Aid'
  • Click on 'Apply For A PLUS Loan'
  • Click the 'START' button, and complete the application
  • If loan is approved, complete the PLUS Master Promissory Note (MPN) on the same website

If you use an endorser/co-signer or an appeal process, you must complete PLUS Counseling on the same website and complete the Master Promissory Note (MPN).

Direct STUDENT Stafford Loans (subsidized and/or unsubsidized)

All steps must be completed.

  • Log into mySpelman with your OneSpelman password
  • Click on Banner Icon (Under Apps)
  • Click Student and Financial Aid
  • Click Financial Aid
  • Click Award
  • Click Award For Aid Year
  • Select Aid Year then hit Submit
  • Click Accept Award Offered Tab
  • Go to loans and accept or decline student loans offered
  • Log on to the Entrance Loan Counseling with your student FSA username and password (NOT the parent's)
  • Choose 'Complete Aid Process'
  • Click on 'Complete Entrance Counseling'
  • Click 'START' button and complete
  • Choose 'Complete Aid Process'
  • Click on 'MPN for Undergraduates'
  • Click 'START' button and complete

Private Loans

If you would like to apply for an outside private loan, you may do so by going to Private Lending for Higher Education.

Keep in mind that the school does not regulate private loan interest rates and the student will need a ‘credit-worthy’ co-signer. You must also complete the ‘Self Certification’ form in order for the loan to be disbursed from the lender.

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Contact Us

350 Spelman Lane, SW
Box 277
Atlanta, GA 30314
1-800-982-2411 (toll-free)

Grad Ready Financial Aid at Spelman College

Financial Aid Brochure

Spelman College Financial Aid Brochure

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